Award Points vs Cash Redemption Calculator - Lux Travel Hacks By Andy Cantu

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Award Points vs Cash Redemption Calculator

use this calculator to determine if you are maximizing your points value or losing money

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Points Redemption Value:

Comparison:

Points Required If Using Travel Portal (Best Case Scenario):

Points Required If Earning Cash Back (2% Cash Back):

Point Redemption Value Guidelines

10c or More - You've hit a goldmine. Book ASAP and enjoy your free dream vacation.
5c to 10c - Amazing redemption. If it checks all the boxes of your trip, don't wait!
2.5c to 5c - Good to great redemption. You might find a better redemption but if this fits your travel plans, go for it.
2c - 2.5c - This is the bare minimum. Good for hotels but could be better for flights. Use points only if no other options.
1.99c or Less - STOP. Do not waste your points. You are basically losing money.

DISCLAIMER: The results mentioned throughout are of my personal results. Please understand that results are not typical, nor am I implying you’ll duplicate them. I have the benefit of many years of experience. I’m using these references for example purposes only. Your results will vary and depend on many factors including, but not limited to, your background, experience, financial standing, credit score, and work ethic. All business entails risk as well as consistent effort and action. If you're not willing to accept that, please do not consume our information. Your use of our website constitutes acceptance of our Terms of Use.