Best Credit Card Offers (Updated Jan 2025)

Each card below has been extensively researched and is selected based on their sign-up bonuses, benefits, and maximizing their points value for traveling. The list is constantly being updated so be sure to check back each month for the latest credit card offers and recommendations.

Advertising Disclaimer: This page contains affiliate links for credit cards. If you click on these links and apply for a credit card, I may receive a commission. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included on this page.

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Lux Travel Hacks Rating

Chase Sapphire Preferred® Card

Our Top Credit Card For Jan 2025

Current Intro Offer
80,000 Points After you spend $4,000 on purchases in the first 3 months

Annual Fee
$95 Per Year (Terms Apply)

Recommended Credit Score
Good To Excellent (650-800)

The Chase Sapphire Preferred is one of our favorites for luxury travel. With a generously-sized sign-up bonus and valuable travel, dining, and grocery category bonuses to stack points faster, you'll be well on your way to scoring some seriously swanky travel experiences.

And with flexible redemption options, you can redeem your points through the Ultimate Rewards portal or transfer them to a variety of airline and hotel partners. But the real cherry on top? This card comes loaded with top-notch travel and purchase protections, so you can feel confident and carefree while living your best life on the road. In short, the Chase Sapphire Preferred is the perfect wingman (or wingwoman) for all your luxury travel adventures.

Pros & Cons

Pros

  • Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®.
  • Earn 5x total points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Annual Ultimate Rewards Hotel Credit.
  • Earn 2x on other travel purchases.
  • Earn 3x points on dining, including eligible delivery services, takeout and dining out.
  • Earn 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs).
  • Earn 3x points on select streaming services.
  • Plus, earn 1 point per dollar spent on all other purchases.
  • No foreign transaction fees.

Cons

  • $95 annual fee
  • No elite airport lounge access

More Details

  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, and so much more.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in your first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Complimentary access to DashPass which gives you $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Protect yourself with  trip cancellation insurance, auto rental collision damage waiver, lost luggage insurance and more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. 
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American Express® Gold Card (Personal)

The Perfect Card For Anyone To Take Their Travel Game To The Next Level

Current Intro Offer
60,000 Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply.

Annual Fee
$250 Per Year (Terms Apply). Rates And Fees

Recommended Credit Score
Good To Excellent (670-850)

Looking for a credit card that'll take your luxury travel game to the next level? Look no further than the American Express Gold Card. With a rewards program that'll earn you 4X points at restaurants and U.S. supermarkets (plus 3X points on flights), you'll rack up the points in no time. Plus, you can score up to $240 of credits for dining and Uber (or Uber Eats).

Pros & Cons

Pros

  • 4x points at U.S. restaurants and supermarkets, plus takeout and delivery in the U.S.
  • 4x points at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
  • 3x points per $1 on flights purchased directly from airlines or at Amex Travel.
  • Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations.
  • Up to $120 in annual Uber Cash: get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account.
  • No foreign transaction fees.
  • Access to Amex's The Hotel Collection.
  • Terms Apply

Cons

  • $250 annual fee
  • No airport lounge access

More Details

  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Multiple color options (Gold or Rose Gold).
  • Terms Apply

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Chase Ink Business Preferred® Card

Huge Sign-Up Bonuses Make This One Of The Best Business Travel Cards

Current Intro Offer
Earn 100,000 Chase Ultimate Rewards Points after you spend $15,000 on purchases in the first 3 months from account opening.

Annual Fee
$95 Per Year (Terms Apply)

Recommended Credit Score
Good To Excellent (650-800)

As far as business cards go, The Chase Ink Business Preferred is up there with the best of them. It’ll earn you 3X points on very useful business-related categories and travel, and it comes with a VERY generous sign-up bonus, meaning you'll be jetting off to your dream destinations before you know it.

Plus, you'll get access to a host of benefits like trip cancellation and interruption insurance, baggage delay insurance, and extended warranty protection. Safe to say the Ink Business Preferred is our favorite business card on the list.

Pros & Cons

Pros

  • 3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites.
  • Purchase and fraud protection.
  • Cell phone protection.
  • Rental car, trip, and trip interruption insurance.
  • Extended warranty coverage.

Cons

  • $95 annual fee

More Details

  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases.
  • With zero liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open.
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
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The Platinum Card® - American Express

The Ultimate Luxury Travel Card For Personal Use

Current Intro Offer
Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

Annual Fee
$695 Per Year. Rates And Fees

Recommended Credit Score
Good To Excellent (670-850)

Probably the ultimate luxury travel credit card out there? 5X points on airfare and prepaid hotels, and 1X points on other purchases, points galore. And let's not forget about the perks - access to the Global Lounge Collection, over $1,500 of statement credits just for holding the card, and no foreign transaction fees. Rest assured, the Platinum Card is the ultimate card to have in your wallet. 

Pros & Cons

Pros

  • Hands down the best card for airport lounge access--- enjoy access to over 1,400 worldwide lounges.
  • 5x points on flights purchased directly with the airline or with American Express Travel (up to $500,000 per year)
  • 5x points on prepaid hotels booked with American Express Travel
  • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
  • TSA PreCheck/Global Entry credit
  • Access to American Express Fine Hotels and Resorts
  • Access to Amex International Airline Program
  • No foreign transaction fees (see rates and fees)
  • Terms Apply

Cons

  • $695 annual fee

More Details

  • Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
    $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • Breeze through security with CLEAR® lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card.
  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
  • Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Enrollment required.
  • Terms Apply

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Lux Travel Hacks Rating

Chase Ink Business Unlimited®

A Solid Everyday Choice For Business Owners

Current Intro Offer
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

Annual Fee
$0 Per Year (terms Apply)

Recommended Credit Score
Good To Excellent (670-850)

The Chase Ink Business Unlimited is a solid credit card choice for small business owners. With the ability to earn 1.5% cash back on every purchase, it's an easy way to earn rewards on business expenses.

The Ink Business Unlimited also offers a 0% intro APR on purchases for the first 12 months, and comes with handy benefits like trip cancellation and interruption insurance, baggage delay insurance, and extended warranty protection.

The best part is this card is free! $0 annual fee and if you pair it with a Chase Sapphire or a Chase Ink Business Preferred, you’ll be able to convert that cash back into extremely valuable Chase Ultimate Rewards points.

Pros & Cons

Pros

  • 1.5% cash back on all business purchases.
  • No annual fee.
  • 0% intro APR for 12 months from account opening on purchases. After that, 17.49%–23.49% variable APR.
  • Employee cards at no additional cost.

Cons

  • No travel perks.
  • No airport lounge access.
  • No category bonuses.

More Details

  • No annual fee ever.
  • Trip cancellation and interruption insurance, baggage delay insurance, and extended warranty protection.
  • Monitor and protect your business - Stay on top of your business with Fraud Protection, Purchase Protection, personalized Account Alerts, and more.
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The Business Platinum Card® From American Express

One Of The Best Cards For Business Owners Who Love Luxury Travel

Annual Fee

120,000 Membership Rewards® Points After You Spend $15,000 On Eligible Purchases With Your Card Within The First 3 Months

Annual Fee

$695 Per Year. Rates And Fees

Recommended Credit Score
Good To Excellent (650-800)

If you're a small business owner with a taste for luxury travel, The Business Platinum Card® From American Express should be near the top of your list.

With this fancy credit card, you'll earn 5X Membership Rewards points on airfare and prepaid hotels booked on amextravel.com, and 1.5X points on eligible purchases of $5,000 or more (and on other select categories).

Plus, you'll get amazing bonuses and when it comes time to redeem those points. You'll have plenty of options - use them to book travel through the Membership Rewards portal, transfer them to airline and hotel partners, or even use them to book experiences through the American Express Concierge. But the best part? This card comes loaded with exclusive perks like access to the Global Lounge Collection, over $1,400 in statement credits, and no foreign transaction fees. A must-have for almost any business owner.

Pros & Cons

Pros

  • 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
    Statement credits on select purchases with your card.
  • 1.5x points on eligible purchases in key business categories (construction suppliers, electronic retailers, software providers and more). Caps apply.
  • Up to $200 annual airline fee credit on your selected qualifying airline
  • Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
  • 35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
  • Global Entry or TSA PreCheck application fee credit
  • Access to Amex's Fine Hotels & Resorts program
  • Terms Apply

Cons

  • $695 annual fee (but the bonuses and perks more than make up for this)

More Details

  • Earn Membership Rewards® Points on flights and prepaid hotels on amextravel.com
  • Use Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year.
  • Access to the Global Lounge Collection, allowing you to access 1,300+ airport lounges worldwide. Enrollment required.
  • Up to $400 credit with Dell Technologies, up to $360 with indeed, up to $150 with Adobe, and up to $120 on wireless telephone purchases. Enrollment required.
  • $189 back per year for on your Clear® membership when you use your card.
  • Get 35% of your points back when you book a first or business class flight, or any flight with your selected airline, up to 500k points back each year. Enrollment required.
  • Hilton Honors Gold Status - With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points.
  • Terms Apply
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Capital One Venture X

An Underrated Gem For Travel Lovers

Current Intro Offer
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel 

Annual Fee
$395 Per Year (Terms Apply)

Recommended Credit Score
Good To Excellent (670-850)

2X miles on every purchase, every day, one of the best values for misc category spending. Not to mention big category bonuses for travel. Plus, a sweet bonus and enough credits to more than pay for the annual fee.

And when it comes time to redeem those miles, you'll have plenty of options - use them to book travel through Capital One's portal, transfer them to airline and hotel partners, or even use them to offset travel purchases made with your card. It might not be as glamorous as the other Chase or Amex cards on the list, but it packs a punch and Capital One’s points currency has slowly been becoming more of a powerhouse in the luxury travel world!

Pros & Cons

Pros

  • Earn unlimited 10x miles on hotels and rental cars booked through Capital One Travel.
  • Earn 5x miles on flights booked through Capital One Travel.
  • Earn 2x miles per dollar on every purchase, every day.
  • Receive up to $300 back as statement credits for bookings through Capital One Travel, where you’ll get our best prices on thousands of options.
  • Receive up to a $100 credit on Global Entry or TSA PreCheck®.
  • Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.

Cons

  • $395 annual fee.
  • Up to $300 back in statement credit annually is only applies to bookings made through Capital One Travel portal.

More Details

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.
  • Cell Phone Protection - Protect your cell phone every time you pay your bill with your Venture X card. If it’s stolen or damaged, you’ll get reimbursed up to $800. Certain terms, conditions and exclusions apply.
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®.
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and our Partner Lounge Network.
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Earn unlimited 2X miles on all other purchases
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
  • No foreign transaction fees.
  • Miles Don’t Expire & No Blackout Dates
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American Express® Business Gold Card

One Of The Best Business Credit Cards In The World

Current Intro Offer
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.

Annual Fee
$295 Per Year. Rates And Fees

Recommended Credit Score
Good To Excellent (670-850)

If you’re looking for one of the BEST earners in the business card world, this is it. With 4x points on advertising, shipping, gas, restaurants, airfare and a bunch more categories (in the U.S.), it’s undeniably one of the highest earning cards out there across the board. We love it for that, and it earns in the immensely powerful American Express Membership Rewards currency, which means you’ll have no shortage of ways to get crazy value out of your points!

Pros & Cons

Pros

  • 4x Membership Rewards points per $1 on the 2 categories where your business spends the most. 4X points apply to the first $150,000 in combined purchases.
  • 4x points on advertising, shipping, gas, restaurants, airfare in the U.S.
  • 25% airline bonus when using Pay With Points
  • Access to Amex’s The Hotel Collection
  • Trip delay insurance
  • Car rental insurance
  • Purchase protection and extended warranty protection
  • No Preset Spending Limit - No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.
  • Terms Apply

Cons

  • $295 annual fee
  • No elite status or airport lounge access

More Details

  • Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases.  4X points apply to the first $150,000 in combined purchases.
  • Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  •  Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.
  • No foreign transactions fees.
  • Car rental loss and damage and trip delay insurance included.
  • Terms Apply

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Lux Travel Hacks Rating

Chase Ink Business Cash®

No Annual Fee Makes This Card A No Brainer

Current Intro Offer
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

Annual Fee
$0 Per Year (Terms Apply)

Recommended Credit Score
Good To Excellent (670-850)

The Chase Ink Business Cash Credit Card is always worth getting. You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, and 1% cash back on all other purchases.

Plus the bonus tends to be very good, especially for a FREE, $0 annual fee card. And it has 0% APR on purchases for the first 12 months! Last but not least, if you pair it with a Chase Sapphire or a Chase Ink Business Preferred, you’ll be able to convert that cash back into extremely valuable Chase Ultimate Rewards points, so it’s really as “no-brainer” as credit cards get.

Pros & Cons

Pros

  • No annual fee
  • Earn 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year
  • Earn 2% back on up to $25,000 spent in combined purchases at gas stations and restaurants, and 1% back on all other purchases
  • 0% intro APR on purchases for 12 months; variable 17.49% – 23.49% thereafter
  • Travel insurance and purchase protection
  • Employee cards at no additional cost

Cons

  • 3% foreign transaction fees
  • Spending caps on certain categories
  • No lounge or travel perks

More Details

  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
  • Earn 1% cash back on all other purchases
  • With zero liability you won't be held responsible for unauthorized charges made with your card or account information.
  • With fraud protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • No Annual Fee

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Lux Travel Hacks Rating

Chase Freedom Flex

A Solid Addition To Anyone's Wallet

Current Intro Offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Annual Fee
$0 Per Year

Recommended Credit Score
Good To Excellent (670-850)

The Chase Freedom Flex packs a similar punch to the Chase Ink Business Cash on the list, but it’s basically the personal version, and allows you to get the same 5% cash back (or 5x points instead if you do it right) in quarterly rotating bonus categories, meaning more opportunities for stacking points throughout the year! It also has a 0% APR on purchases (and balance transfers) for 15 months (ongoing APR 19.24% - 27.99% Variable afterwards), and is a $0 annual fee card. Overall, a very solid addition to your wallet.

Pros & Cons

Pros

  • No annual fee
  • $200 cash back after you spend $500 in the first 3 months plus 5% grocery store offer - up to $800 total cash back
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories, which rotate each quarter (must activate)
  • Earn 5% back on travel purchased through Chase Ultimate Rewards®
  • Earn 3% back on dining at restaurants, including takeout and eligible deliver services, and drugstore purchases

Cons

  • No travel specific perks
  • No lounge access
  • No elite benefits

More Details

  • Earn 1% back on all other purchases
  • 0% intro APR for 15 months from account opening on purchases and balance transfers. After, ongoing APR 19.24% - 27.99% variable.
  • No annual fee ever
  • Cash Back rewards do not expire
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Lux Travel Hacks Rating

Capital One® Spark® Miles for Business

Earn unlimited 2X miles per dollar on every purchase

Current Intro Offer
50,000 miles after spending $4,500 in the first 3 months

Annual Fee
$0 First Year, Then $95/Year (Terms Apply)

Recommended Credit Score
Good To Excellent (670-850)

Another one of our favorite business cards for misc. category spending, the Capital One Spark 2x Miles will earn you 2x on everything, every day.


 An excellent way to stack a ton of points for luxury travel, and Capital One’s rewards are becoming more and more of a staple amongst some of the most powerful rewards currencies like Chase and Amex. As if it needed it, it also comes with a $100 credit for Global Entry and is FREE for the first year, so it definitely deserves a place on this list.

Pros & Cons

Pros

  • Unlimited 2X miles on every purchase, with no restrictions or blackout dates
  • Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
  • $100 credit for Global Entry or TSA Pre
  • $0 intro for the first year, $95 after that
  • Capital One Lounge - Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options. Explore the Capital One Lounge and get 2 free visits per year.

Cons

  • No category bonuses

More Details

  • Earn unlimited 2X miles on every purchase for your business, plus 5X on hotels and rental cars booked through Capital One Travel.
  • Enjoy a $0 intro annual fee for the first year, then $95 after.
  • $0 Fraud Liability - If your card is lost or stolen, you can get an emergency replacement and a cash advance.
  • With your Spark Miles card, you may be able to transfer miles to one of our 15+ participating partners.
  • No Foreign Transaction Fees